FCFeeClarity

FeeClarity guide

PayPal Merchant Fee Calculator

Estimate PayPal merchant processing costs for business payments and card-funded transactions.

Mode

Estimate

Transaction amount$250.00
Base processing fee3.49% of gross received amount$8.73
International feeNot applied$0.00
Fixed feeFixed fee for USD$0.49
Estimated currency conversion costNot applied$0.00
Total estimated fees$9.22
You receive$240.78

Effective fee rate: 3.69%

Rates last verified: 2026-08-08. Fee source: Official PayPal US merchant fee schedule.

This is an independent estimate based on published PayPal fee information. Actual fees can vary by account type, funding source, merchant agreement, and transaction details.

FeeClarity is an independent estimation tool and is not affiliated with PayPal. PayPal is a trademark of its owner. Actual fees may vary by country, account type, transaction type, funding source, currency conversion, merchant agreement, and other transaction details.

Merchant fee planning

Merchant fees affect margins, pricing, and invoice strategy. This calculator is built for quick estimates and separates each fee line so finance and operations teams can review the assumptions.

Future provider expansion

The fee engine is provider-agnostic. PayPal is the first implemented provider, and the same structure can support Stripe, Wise, Payoneer, Square, Shopify, Etsy, and eBay calculators later.

Fee source transparency

Where FeeClarity displays actual PayPal fee values, the source is PayPal's published fee documentation and the calculator shows the last verified date. Unsupported markets are clearly labeled rather than estimated from another country's rates.

Frequently asked questions

Is FeeClarity affiliated with PayPal?

No. FeeClarity is independent and does not use PayPal branding as its own identity.

Why does the calculator show warnings?

Warnings appear when a rate is an estimate, when currency conversion is selected, or when verified local rate data is not available.

Can I use this for invoices?

Yes, but treat the result as an estimate and confirm final fees inside PayPal before sending an invoice.