FeeClarity

FeeClarity guide

PayPal Fee Calculator

Estimate PayPal processing fees, fixed fees, international surcharges, and net received amounts from one focused calculator.

  • Rates verified Aug 8, 2026
  • Published PayPal fee sources
  • Independent and not affiliated with PayPal
  • No payment details collected
  • Calculator runs in your browser
Mode

Estimate

You'll receive$240.78
Estimated PayPal fee$9.22

Effective fee rate: 3.69%

Base processing fee3.49% of gross received amount$8.73
International feeNot applied$0.00
Fixed feeFixed fee for USD$0.49
Estimated currency conversion costNot applied$0.00
Rates verified 2026-08-08Official source

Rate used: 3.49% total applied rate + 0.49 USD

Effective date: 2026-07-15

Why this rate?

This transaction is classified as domestic because the sender and recipient PayPal accounts are in the same market and no international override is selected.

The selected transaction type and recipient country determine the published PayPal fee schedule used for this estimate.

How this was calculated

Estimated fees = gross received amount x 3.49% + 0.49 USD. Net received = gross received amount - estimated fees.

Calculation assumptions

  • Recipient's country: US
  • Sender's country: US
  • Transaction type: commercial
  • Payment currency: USD
  • Receiving currency: USD
  • No exchange rate used
  • Domestic transaction
  • No currency conversion estimate included

Rates last verified: 2026-08-08. Fee source: Official PayPal US merchant fee schedule.

This is an independent estimate based on published PayPal fee information. Actual fees can vary by account type, funding source, merchant agreement, and transaction details.

What this calculator is best for

Use the main calculator when you need a general PayPal fee estimate for common commercial payment scenarios.

  • Goods & Services
  • Commercial payments
  • Invoices
  • Merchant card payments
  • General PayPal fee estimates

The result separates each fee component so you can see where the total cost comes from.

Why FeeClarity tracks rates

PayPal fees vary by market and payment product. FeeClarity stores rates separately with effective dates, verification dates, and source links so calculations can be audited and updated when PayPal changes pricing.

Verified rate source

FeeClarity uses published PayPal documentation where verified fee data is available. Unsupported markets are clearly identified rather than estimated using another country's fee schedule.

Last verified: Aug 8, 2026

Frequently Asked Questions

Common questions about PayPal transaction fees and how this calculator works.

PayPal fees vary by country, transaction type, payment method, and currency. FeeClarity calculates with verified published PayPal rates where supported and shows the source used.

Related calculators and tools

Continue with a focused tool that matches your next PayPal fee question.

Reverse PayPal Fee Calculator

Calculate how much to charge to receive a target amount after fees.

Calculate reverse fee

International PayPal Fee Calculator

Separate processing fees, international charges, and conversion estimates.

Calculate international fee

Currency Conversion Calculator

Estimate cross-currency costs when payment and receiving currencies differ.

Check conversion

PayPal Fees Guide

Understand processing rates, fixed fees, international fees, and conversion costs.

Read fees guide

FeeClarity is an independent estimation tool and is not affiliated with PayPal. PayPal is a trademark of its owner. Actual fees may vary by country, account type, transaction type, funding source, currency conversion, merchant agreement, and other transaction details.